Shared Ownership
The route most agents avoid.
We specialise in it.
Shared ownership is more complex than a standard sale or purchase — which is why most agents handle it badly. We’ve built a practice around it: first purchases, staircasing, resales, and everything in between.
Three situations we handle
First Purchase
Buying your first shared ownership property and want to understand what you’re signing up for - long-term costs, lease terms, and whether it’s the right financial decision for your situation.
Staircasing
You own a share and want to buy more. We’ll model what each staircasing option costs, what it changes about your monthly position, and whether it makes financial sense right now, or in 12 months.
resale
Selling your shared ownership property and need an agent who understands the nomination period, housing association processes, and how to price and market it correctly.
Why shared ownership needs a specialist
Most agents list it. We understand it.
Probate executors with dated properties to sell on behalf of beneficiaries. Elderly downsizers without the capital, time, or appetite to manage refurb. Divorcing couples needing certainty without taking the work on themselves. Inherited properties in poor condition. Anyone with a property that would sell for materially more after considered work, but can’t or won’t fund the work themselves.
- Understanding nomination periods and housing association requirements
- Correct pricing methodology for shared ownership resales
- Clear communication with buyers unfamiliar with the product
- Coordination with housing associations through the legal process
- Advice on whether staircasing before sale makes financial sense
- Support with first-time buyer eligibility and affordability assessments
Why shared ownership needs a specialist
Completed in 11 weeks — against an industry average of 18+.
Give us the address. We’ll give you an honest view of whether an assisted sale makes sense, and what it could realistically achieve. The feasibility report is free, and you keep it whether or not you proceed.
Common questions
What is the nomination period?
When you sell, the housing association has a period (typically 8 weeks) to find a buyer themselves. We manage this process, keep it moving, and make sure it doesn’t stall your sale.
Can I sell on the open market?
After the nomination period, yes — in most cases. We handle this, including portal listings and buyer qualification. We’ll confirm the position with your specific housing association.
Should I staircase before selling?
Not always. We’ll model both scenarios and give you a clear recommendation based on your numbers — not a generalisation that applies to someone else’s situation.
Do you work with all housing associations?
Not always. We’ll model both scenarios and give you a clear recommendation based on your numbers — not a generalisation that applies to someone else’s situation.
Buying, selling, or staircasing shared ownership?
Book a call and we’ll walk through your situation and tell you exactly what we’d recommend.